Call:(973)337-5950

CONFORMING LOANS

(Rates as of 1/30/12)

30 Year Fixed  3.500% (3.572% APR)
15 Year Fixed 3.000% (3.128% APR)
5 Year Fixed Arm 2.375% (2.956% APR)

Above Interest Rates and APR are based off $300,000 Loan Amount, 60% LTV, No Points, >700 FICO, Escrowing, and Single Family Owner Occupied Property in New Jersey.

SUPER CONFORMING LOANS

(Rates as of 1/30/12)

30 Year Fixed 3.625% (3.683% APR)
15 Year Fixed 3.250% (3.350% APR)
5 Year Fixed Arm 2.500% (2.983% APR)

Above Interest Rates and APR are based off a Loan Amount: $625,500, 60% LTV, 700 FICO, No Points, Escrowing, Owner Occupied Property, Includes Certain Counties in New Jersey.

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Platinum Mortgage LLC offers Low Interest Rates with Low Closing Costs on a home loan refinance or purchase. On No Doc Loans no income verification is needed to qualify for a mortgage on a home loan. No Income Loans or Stated Income Loans are for Primary Homes or Second Home Mortgages.

FHA Home Loans offer High LTV with low downpayment.

Purchase and Refinance loan program with up to 90% LTV with NO PMI.

Call today to get a Mortgage Pre Qualification or Mortgage Pre Approval.

Testimonals

"When shopping for the lowest mortgage rates on my home refinance, Platinum Mortgage offered a low interest rate mortgage with no surprises. The service was excellent."  -Thank you, Joe M

"After calling various mortgage brokers for a loan, Vincent was the first person to pick up the phone and answer my questions on the spot.  He continued to be readily available throughout the loan process.  In fact, I don't think I left him one voice mail.  Thanks to Vincent our loan was able to go from application to commitment in less than a month.  Everyone at our closing was amazed how fast our loan was approved.  And not only was it done fast, we got an unbelievability low rate too."

Dan and Deb from Montclair
 

Platinum Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

SPECIALIZING IN CREATIVE FINANCING

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NO INCOME LOANS

Primary/ 2nd Homes / CASH OUT Refinance

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ABLE TO CLOSE LOANS IN LLC's

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90% LTV with NO PMI on Refinances and Purchases

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125% Government Refinance Program with NO PMI

Primary Home/ 2nd Home / Investment Property

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No Seasoning for properties that were recently listed For Sale on CASH OUT REFINANCES

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Financing for Borrowers with more than 4 Properties Financed

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Full Doc Loans 

97% LTV

Conventional Financing

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FHA Financing Available

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No Lender Fee - Home Equity Line of Credit Program



Learn More
Contact Vincent Alvarez at (973) 337-5950 to find out more about the products and services we can provide.