CALL:

(973)337-5950

OR

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FOR CUSTOM

RATE QUOTE

 

CONFORMING LOANS

Rates as of 5/3/2017

30 Year Fixed  3.750% (3.815% APR)
15 Year Fixed 3.000% (3.118% APR)
5 Year Fixed Arm 2.750% (2.874% APR)

Above Interest Rates and APR are based off $300,000 Loan Amount, 60% LTV, No Points, >740 FICO, Escrowing, and Purchase of Single Family Owner Occupied Property in New Jersey.

SUPER CONFORMING LOANS

Rates as of 5/3/2017

30 Year Fixed 3.875% (3.972% APR)
15 Year Fixed 3.250% (3.355% APR)
5 Year Fixed Arm 2.875% (3.001% APR)

Above Interest Rates and APR are based off a Loan Amount: $625,500, 60% LTV, 740 FICO, No Points, Escrowing, and Purchase of Single Family Owner Occupied Property in certain Counties in New Jersey.

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Platinum Mortgage LLC offers Low Interest Rates with Low Closing Costs on a home loan refinance or purchase. We offer a variety of mortgage loan programs for the refinance or purchase of a Primary Home, Vacation/2nd Home, or Investment Property.

FHA Home Loans offer High LTV with low downpayment.

Purchase and Refinance loan program with up to 95% LTV with NO PMI.

Call today to get a Mortgage Pre Qualification or Mortgage Pre Approval.

Testimonals

"When shopping for the lowest mortgage rates on my home refinance, Platinum Mortgage offered a low interest rate mortgage with no surprises. The service was excellent."  -Thank you, Joe M

"After calling various mortgage brokers for a loan, Vincent was the first person to pick up the phone and answer my questions on the spot.  He continued to be readily available throughout the loan process.  In fact, I don't think I left him one voice mail.  Thanks to Vincent our loan was able to go from application to commitment in less than a month.  Everyone at our closing was amazed how fast our loan was approved.  And not only was it done fast, we got an unbelievability low rate too."

Dan and Deb from Montclair
 

CALL US: (973) 337-5950

We Treat Every Loan Like It's Our Only Loan

Platinum Mortgage LLC is a local mortgage company committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

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1% DOWN PAYMENT PROGRAM ON PURCHASES

99% Financing

Primary Single Family Homes & Non FHA Approved Condos

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$100 DOWN PAYMENT FHA PURCHASE PROGRAM

On Purchases of HUD REO Properties Only

*Repair Escrow and Renovation Loans (203K) Available

                                

USDA LOANS

100% Financing

Primary Single Unit Properties in Approved Areas

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LENDER CREDITS 

To Pay for Borrower's Closing Costs

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Full Doc Loans

90% Financing

2nd Homes and Vacation Condos

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FHA Financing Available

with Credit Scores as low as 580

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VA LOANS Available

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STATED INCOME LOANS

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CLOSE LOAN in an LLC

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CONSTRUCTION LOANS & HOME IMPROVEMENT LOANS

Primary/ 2nd Home/ Investment

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NON WARRANTABLE CONDO/COOP LOANS

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200% Financing - Government Refinance Program

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12 Months Seasoning on:

Foreclosures/Short Sales/Bankruptcies

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90% Financing up to $1,500,000 with NO PMI

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97% Financing with NO MONTHLY PMI

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Financing for Borrowers with more than 4 Properties Financed

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