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RATE QUOTE

 

CONFORMING LOANS

Rates as of 5/3/2017

30 Year Fixed  3.750% (3.815% APR)
15 Year Fixed 3.000% (3.118% APR)
5 Year Fixed Arm 2.750% (2.874% APR)

Above Interest Rates and APR are based off $300,000 Loan Amount, 60% LTV, No Points, >740 FICO, Escrowing, and Purchase of Single Family Owner Occupied Property in New Jersey.

SUPER CONFORMING LOANS

Rates as of 5/3/2017

30 Year Fixed 3.875% (3.972% APR)
15 Year Fixed 3.250% (3.355% APR)
5 Year Fixed Arm 2.875% (3.001% APR)

Above Interest Rates and APR are based off a Loan Amount: $625,500, 60% LTV, 740 FICO, No Points, Escrowing, and Purchase of Single Family Owner Occupied Property in certain Counties in New Jersey.

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Platinum Mortgage LLC offers Low Interest Rates with Low Closing Costs on a home loan refinance or purchase. We offer a variety of mortgage loan programs for the refinance or purchase of a Primary Home, Vacation/2nd Home, or Investment Property.

FHA Home Loans offer High LTV with low downpayment.

Purchase and Refinance loan program with up to 95% LTV with NO PMI.

Call today to get a Mortgage Pre Qualification or Mortgage Pre Approval.

Testimonals

"When shopping for the lowest mortgage rates on my home refinance, Platinum Mortgage offered a low interest rate mortgage with no surprises. The service was excellent."  -Thank you, Joe M

"After calling various mortgage brokers for a loan, Vincent was the first person to pick up the phone and answer my questions on the spot.  He continued to be readily available throughout the loan process.  In fact, I don't think I left him one voice mail.  Thanks to Vincent our loan was able to go from application to commitment in less than a month.  Everyone at our closing was amazed how fast our loan was approved.  And not only was it done fast, we got an unbelievability low rate too."

Dan and Deb from Montclair
Platinum Mortgage LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
5/1 Libor Arm
7/1 Libor Arm
15 Year Fixed
20 Year Fixed
30 Year Fixed
5/1 Arm - Super Conforming
15 Year Fixed - Super Conforming
30 Year Fixed - Super Conforming
30 Year Fixed - Jumbo
20 Year Fixed - Jumbo
15 Year Fixed - Jumbo
10 Year Fixed - Jumbo
3 Year Arm - Jumbo
5 Year Arm - Jumbo
7 Year Arm - Jumbo
10 Year Arm - Jumbo
5 Year Interest Only Arm - Jumbo
7 Year Interest Only Arm - Jumbo
10 Year Interest Only Arm - Jumbo
30 Year Fixed Interest Only - Jumbo

5/1 Libor Arm
Term: 30 years   Maximum Amount: $417,000

7/1 Libor Arm
Term: 30 years   Maximum Amount: $417,000

15 Year Fixed
Term: 15 years   Maximum Amount: $417,000

20 Year Fixed
Term: 20 years   Maximum Amount: $417,000

30 Year Fixed
Term: 30 years   Maximum Amount: $417,000

5/1 Arm - Super Conforming
Term: 30 years   Maximum Amount: $625,500

15 Year Fixed - Super Conforming
Term: 15 years   Maximum Amount: $625,500

30 Year Fixed - Super Conforming
Term: 30 years   Maximum Amount: $625,500

30 Year Fixed - Jumbo
Term: 30 years   Maximum Amount: $3,000,000

20 Year Fixed - Jumbo
Term: 20 years   Maximum Amount: $3,000,000

15 Year Fixed - Jumbo
Term: 15 years   Maximum Amount: $3,000,000

10 Year Fixed - Jumbo
Term: 10 years   Maximum Amount: $3,000,000

3 Year Arm - Jumbo
Maximum Amount: $3,000,000

5 Year Arm - Jumbo
Term: 30 years   Maximum Amount: $3,000,000

7 Year Arm - Jumbo
Term: 30 years   Maximum Amount: $3,000,000

10 Year Arm - Jumbo
Term: 30 years   Maximum Amount: $3,000,000

5 Year Interest Only Arm - Jumbo
Term: 30 years   Maximum Amount: $1,000,000

7 Year Interest Only Arm - Jumbo
Term: 30 years   Maximum Amount: $1,000,000

10 Year Interest Only Arm - Jumbo
Term: 30 years   Maximum Amount: $1,000,000

30 Year Fixed Interest Only - Jumbo
Maximum Amount: $1,000,000



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.